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Senior Risk Advisors


Hanover Stone Partners brings together the most experienced industry professionals and superior risk management and human capital service providers, boasting a vibrant and flexible consulting practice including senior advisors with 30+ years of practical experience in risk management, finance and human resources.  Our senior advisors have been risk managers in Fortune 1000 or private company equivalents, financial executives in the public and private sectors, heads of human resources, insurance regulators and industry leaders.

Senior Advisor Last Name:

David Adler

David has 30+ years experience in global risk management, insurance and employee benefits covering a wide variety of industries including professional services, finance, real estate and manufacturing. He’s served as President of Strategic Risk Advisors LLC since 2009, focusing on business development and providing professional services.

David’s also held senior positions at Portman Risk Management as Director of Risk Management and Managing Director of the third party risk management and employee benefits consulting practice. Previously, he was Insurance Manager of Rollins, Inc.

David holds an MBA from Georgia State University and counts among his many accomplishments restructuring the insurance program upon separation of the New York Stock Exchange into three separate NYSE entities. He also led the servicing of a construction and operational insurance program for the largest fully-foreign invested real estate project in the People’s Republic of China.

Raymond Alletto

Ray Alletto, a senior risk advisor with Hanover Stone Partners, has more than 35 years of experience in risk management. He joined the firm in 2018, after having served as vice president, Risk Management at United Rentals, Inc. since 2005.


Based in Southlake, Texas, Mr. Alletto has worked extensively in the manufacturing, telecommunications and pharmaceutical industries. He also has consulted with various companies on claims and litigation management, alternative risk financing and risk management information systems.


Earlier in his career, he was director of Risk Management at Purdue Pharma, LP. He began his risk management career in 1982, as a product litigation manager in Textron’s Bridgeport Machines Division.  In 1987, he joined Hubbell Incorporated where he served for 12 years and had worldwide responsibility for risk management, insurance, insured litigation and claims, and employee benefits administration.

Winifred A. Baker

Winifred brings 30+ years of insurance industry leadership and strategic consulting to Hanover Stone Partners. For 10 years, she was President & Director, Lloyd’s America. Subsequently, she joined Beekman Advisory Group, providing strategic consulting to insurance and reinsurance companies. She began her career with Continental Corporation, ultimately becoming President & Chief Underwriting Officer and later joined Minet.

Ms. Baker earned a BA from Wells College and serves on the boards of the Taxpayers of Common Sense and Hilton Head Symphony Orchestra. Previous board experience includes Wells College Board of Trustees, Board of Overseers, St. John’s School of Risk Management and Gilda’s Club. She was a member of the Economic Club of New York and Women’s International Forum.

In 2000, Ms. Baker was named among the insurance industry’s “100 Leading Women” and later honored as a “Women to Watch” by Business Insurance.

Andrew Barile

Andrew has been a thought leader in the insurance industry for four decades, where he developed creative methods to utilize captives, captive governance, reinsurance structures and financial insurance products. His deep industry knowledge crosses the insurance distribution system including admitted and non-admitted insurers, wholesalers, managing general agencies, reinsurers and captives.

Prior to his current position as CEO of Andrew Barile Consulting Corp, he was President of the Commercial Division of Arrowhead General Insurance Agency. Earlier, he was President and CEO of Insurance Agency Programs, Inc. and was a Director of U.S. Property & Casualty Surplus Lines Insurance. The author of numerous insurance and risk management textbooks, Mr. Barile holds the Chartered Property & Casualty Underwriter professional designation. He graduated from St. John's School of Business & Risk Management, and holds an M.B.A in International Business & Finance from NYU, Stern School of Business.

Kenneth J. Bauer

Ken brings 30+ years of executive leadership, finance and risk management expertise to his clients. He most recently worked for THALES and previously was Chief Financial Officer and then President of National Transit for Railworks Corporation.

Ken served as President/CEO of Long Island Railroad (LIRR), the largest commuter railroad in North America, including oversight of a $2 billion capital construction program and construction management of the $5.2 billion East Side Access Project. Prior he was Vice President Finance/CFO at LIRR.

Before LIRR, Ken served as Deputy Chief Financial Officer at the Metropolitan Transportation Authority overseeing the comptroller, treasury, information systems and risk management functions. He was integral in initiating legislation to establish the first captive insurance company domiciled in New York State.

A graduate of Bradley University, Ken sits on the Board of LIFT (Long Island For Technology) and is the Chairman for the LIFT Rail Alliance.

Bernard M. Brown

Bernie is President of Insurance Advisors LLC, America’s leading provider of insurance consulting and outsourcing services to the commercial real estate finance industry since 1996.

Bernie began as a research analyst following publicly traded insurance stocks for a Wall Street securities firm. He then joined a risk management consulting firm serving Fortune 1000 companies, banks and other financial services companies, where he became a partner. Upon merging with a larger competitor, Bernie became active in developing a range of insurance ventures, including a publicly traded reinsurer, an insurance agency offering Cal quake to residential properties, and an offshore captive insurer providing professional liability to testing laboratories.

Bernie’s credentials include a Bachelor’s from St. John’s School of Risk Management, an M.B.A. from Harvard Business School, Chartered Property and Casualty Underwriter (CPCU), Chartered Life Underwriter (CLU) and, member of the Mortgage Bankers Association of America and Building Owners and Managers Association.

Bruce Brumbaugh

Bruce has more than 30 years of experience in all areas of risk management and insurance services. He began his career with American Financial Group in 1979, rising to the position of vice president, Risk Management responsible for American Financial Group, The Penn Central Corporation, and Provident Bank. In 1995, he moved to Aon Risk Services where he focused on the firm's large corporate clients. He held similar responsibilities in subsequent management roles with Willis, which he joined in 2006, and afterward with Hylant Group.

A past president of the Risk & Insurance Management Society (RIMS) Cincinnati Chapter, Mr. Brumbaugh holds the Associate in Risk Management (ARM) professional designation. He earned a B.S. degree in Economics from Ursinus College and an M.B.A. in Insurance and Risk from Temple University.

Raymond Bucci, Jr.

Raymond is a Partner at Triton Value Partners, providing strategic advice in Risk Management , Risk Financing, Self-Insurance, Self-Administration, Budgeting and Operational planning and execution.

Most recently, he was Vice President, Global Risk Manager for Royal Ahold, covering operations in 28 countries and overseeing captives in Vermont and Curacao. Prior, he was Vice President Risk Management of Ahold USA. and Corporate Risk Manager of Stop & Shop Companies, a subsidiary of Royal Ahold.

He founded and serves as President and Chairman of The MollyAnna Company and MAC Risk Management, Vermont captive and captive services companies. Raymond began his career as a Home Office Underwriter with American Mutual Insurance and later Corporate Insurance Manager for State Street Boston Corp.

His credentials include an MBA from Northeastern University, Captain in the U.S. military, as well as several Board positions, including the Vermont Captive Insurance Association among others.

Evan Busman

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A risk management consultant with more than 25 years of experience, Evan Busman is widely recognized for his expertise in the design and implementation of non-traditional risk-financing arrangements, including single-parent and group captives and formal decision-support modeling. Prior to joining Hanover Stone Partners in 2016, he was a senior consultant for a global risk management consulting organization and Midwest leader of the Advanced Risk Solutions unit of a global insurance services firm.


A frequent speaker on various risk management topics, Mr. Busman earned a B.B.A. degree with a major in accounting from the University of Georgia and an M.B.A. degree from Georgia State University.

Thomas A. Caldwell

Tom brings 40 years of diversified experience as an insurance broker, consultant, and risk manager with extensive expertise in the global chemical and pharmaceutical industries.

Since 2001 Tom has been an independent consultant as the owner of TAC Insurance Consulting, LLC. He has a unique expertise in working with the Department of Homeland Security to help developers of anti-terrorism technologies meet risk & insurance qualifications under the Safety Act. Tom also serves as a consultant and expert witness on multiple insurance arbitration cases.

Previously Tom was a consultant and risk manager for Syngenta Corporation, Senior Vice President and Global Practice Leader for the Chemical and Pharmaceutical industries at Marsh Inc. Tom has also heald senior roles at Sedgwick and Alexander & Alexander. Other experience includes Director of Risk Management for Cyanamid Company, Assistant Insurance Manager for Philadelphia Electric Company and then Monsanto Company as the Assistant Risk Manager.

John Capasso

John Capasso is a senior risk advisor with Hanover Stone Partners, as well as a member of the leadership team of Hanover Stone Partners CaptiveGuard SM, which provides a wide range of governance and related advisory services for captive insurance companies and their parent organizations. He joined the firm in 2016, bringing more than 15 years of experience in all areas of alternative risk financing, including the development and management of group and single-parent captive insurance companies.

An entrepreneur, Mr. Capasso concurrently is president and chief executive officer of Captive Planning Associates LLC, a firm he founded that specializes in risk management and alternative risk solutions. Additionally, he is a member manager of Captive Planning Resources, LLC, which owns various captive insurance companies and related strategic ventures.

A Certified Public Accountant (CPA), he earned the Chartered Global Management Accountant and Personal Financial Specialist designations. He is a member of the American Institute of Certified Public Accountants, the New York State Society of CPAs, the Captive Insurance Companies Association and the Self-Insurance Institute of America. Mr. Capasso also serves on the board of director of the Delaware Captive Insurance Association and is a member of the organization’s legislative committee.

Brent Clark

Since 2006, Brent has been Managing Director of Arcadia Funds, a private investment company specializing in insurance related investments.

Previously he was with Strategic Risk Solutions Inc. as Managing Director and Co-Owner following a management buyout from Winterthur Insurance Company. Brent also served as Executive Director of SRS, managing the New York office and serving as group financial coordinator.

Brent was Vice President of the Insurance Derivatives Group at Bankers Trust in New York from 1988 to 1993 and a founding member of a new unit within the Capital Markets Group focused on creating opportunities for the bank in the insurance arena. He assisted in the creation of new liability management products that generated more than $300 million in revenue and $50 million in profit.

From 1980 to 1988, Brent was a risk management consultant with Tillinghast, a Towers Perrin Company.

Eunice A. Clark

Eunice brings 25 years of experience in risk consulting and insurance brokerage with a variety of firms, initially in New England and more recently on the West Coast.

Previously, she was a principal with BRG Risk Advisors, a risk consulting division of Boston Research Group for which she also established an insurance brokerage operation. Prior to that, she was a vice president with HUB International in Boston.

Eunice’s consulting experience began at PricewaterhouseCoopers where she was the principal consultant in the Risk Management Practice of the Transaction Services Division in Boston, performing due diligence for mergers and acquisitions for several PwC Fortune 500 clients.

Eunice began her career in Boston with Alexander and Alexander Inc. where she focused on providing service to major clients with loss-sensitive and self-insured programs and extensive overseas operations, including captives.

Marian Cope

Marian Cope is a senior risk advisor with Hanover Stone Partners. An attorney with more than 20 years of experience advising clients about risk, she joined the firm in 2018.


Based in Southwestern CT, she concurrently serves as principal and owner of CopeRisk LLC, which works with C-suite executives and others on strategic and operational risk management, and related initiatives.


Previously, Ms. Cope was with New York Life Insurance Company from 1998 to 2017, initially as assistant general counsel in the Office of the General Counsel, where she managed litigation for New York Life and its subsidiaries and handled the risks associated with the divestiture of the health care subsidiaries. Ultimately, she became vice president of the Corporate Insurance Management Division, where she managed and/or advised about enterprise risks from 2003 to 2017.

Len Crouse

Len, one of the most respected and recognizable names in the captive insurance industry began his career in risk management and insurance regulation more than 30 years ago. Under Len’s guidance, Vermont’s captive insurance legislation became the gold standard, a model for many other states that subsequently started captive insurance operations.

In 2008, he joined Towner Management Group as a partner to help jumpstart the company’s captive insurance and consulting business domestically.

In 1990, Len was named director of captive insurance of Vermont’s Department of Insurance and later advanced to Deputy Commissioner and became recognized worldwide as a leading authority on captive insurance regulation. After beginning his career with the Massachusetts Department of Insurance in 1971, Len became chief examiner.

In 2007, Len was honored by the Captive Insurance Companies Association (CICA) when the organization gave him its lifetime achievement award.

Ted Dann

A certified public accountant (CPA) with 20 years of experience in real estate, Ted Dann joined HSP in 2016 and previously was an in-sourced risk management consultant in Chicago for Jones Lang LaSalle (JLL), a large property management firm.


Earlier, from 2010 to 2014, he was with AMX International in Raleigh, NC as principal consultant - Enterprise Risk Management and Industrial Real Estate. For 12 years, he was with Highwood Properties, Inc., initially as senior regional controller and subsequently, director of Risk Management.


Ted earned a B.S. degree in business administration - accounting from the University of Akron and a certificate in commercial and industrial development management from the University of California at Irvine. He also holds the Associate in Risk Management (ARM) professional designation and is a Certified Risk Manager from the National Alliance for Insurance Education and Research.

Michael P. Davan

Michael brings more than 30 years of experience in risk management and group benefits for major international corporations.

Since 1995 Michael has been providing consulting services to the Global Benefits Department of a major financial institution with responsibility for the procurement, administration and management of claims worldwide for insured and self-insured workers’ compensation programs, disability and travel accident. Between 1990 and 1995 he was Vice President – Risk Management at R.H. Macy & Co, Inc where he was oversaw the property/casualty, life and disability programs as well as group health planning and purchasing.

Previously, Michael was Vice President at Johnson & Higgins and before that served as Director of Asset & Risk Management with RJR Nabisco, Director of Risk Management with United Brands Company, Manager for Harman International Industries and began his career in the insurance & benefits department of Eastern Air Lines.

Peter M. Densen

Peter is the Managing Member of Densen Consulting LLC, a risk management consulting firm. He was previously a Managing Member of Talos Partners, a merchant bank, where he served as Chief Financial Officer and Chief Risk Officer. Before Talos, he was a Managing Director of Aon Global Risk Consulting, focused on Alternative Financial Products and also served as Chairman of Aon’s U.S. Captive Council.


Peter also held a variety of leadership positions with Alexander & Alexander including Co-Director of the Risk Strategies Group, Chairman of the intellectual capital initiative and Managing Director of Anistics, A&A’s risk information systems & analytics consulting division.


From 1986 to 1991, Peter was Senior Vice President and Chief of Staff of Alexander & Alexander Services Inc. and Senior Vice President of A&A’s U.S. retail brokerage company. Prior, he was Chief Financial Officer of A&A Services and also a tax accountant with Coopers and Lybrand.

Thomas N. Falzarano

Tom is a senior claims executive with over three decades of experience. In 2007 he founded The Boxwood Group, an independent claims consulting firm providing dispute resolution and strategic claims solutions to insureds, brokers, insurers, and third party administrators.

Previously, Tom served in several leadership positions with Marsh, including Managing Director, Global Casualty Claims Practice Leader for Marsh Risk Consulting and Consulting Manager for the New York office with full P&L and operations management responsibilities over various risk consulting practices. He was also the National Casualty Claims Leader, Northeast Regional Claim Manager and Manager the New York and Morristown claim departments.

He was the original recipient of the Marsh Excellence Award for the Northeast Region in 2002 and received Kroll’s CS Stars Cross-Practice Award in 2005.

Before joining Marsh in 1980, Tom was a Casualty and Property Claims Supervisor for Reliance Insurance Company.

Alexander T. Farley

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Alexander T. Farley has over 30 years of diverse industry experience and joined Hanover Stone Partners in 2016 as a senior advisor providing tailored solutions in areas such as enterprise risk management (ERM) and ORSA compliance for property/casualty and life/health insurers as well as managed care organizations. Alec is also the President and CEO of American Insurance Management Group, Inc. (AIM), which he founded in 1990 specializing in helping regulators and c-suite executives with solvency and compliance challenges.

Mr. Farley brings skills in executive management, governance, strategic planning, ERM, ORSA/statutory compliance, financial restructuring, reinsurance, company infrastructure and marketing. He has recognized expertise in facilitating action plans to revitalize companies or resolve Form A issues. Mr. Farley often serves as a confidential administrative supervisor to oversee plan implementation and return companies to business and value creation.

Mr. Farley graduated from Connecticut College with a Bachelor of Arts degree in government and economics and now resides in the Philadelphia area. He has served on NAIC ad hoc committees, lectured on distressed company evaluations and revitalization plans, and speaks often on industry topics as requested. He is a Certified Insurance Receiver for all industry sectors as designated by the International Association of Insurance Receivers (IAIR). Alec is also a member of and past Governor of the John Street Club.

Jerry Ferris

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Jerry Ferris is a risk management professional with nearly four decades of experience and has led risk management, safety and claims management functions at several corporations. Jerry joined HSP in 2017 and, most recently, he was director of Risk Management at Petco Animal Supplies. Previously, he was vice president, Risk Management for Kinetic Concepts, Inc., a $2.3 billion medical devices company with operations in 23 countries.


For 12 years, he served as vice president, risk management for Luby's Cafeterias, Inc. During his career, he also was director, Clams Management at Valero Energy Corp. and safety and claims manager for Kentucky Fried Chicken.


He earned a B.S. degree in education from Texas State University and holds the Associate in Risk Management (ARM) professional designation. 

Bill Goddard

Bringing more than 35 years of experience, Bill joined Hanover Stone as a senior advisor in 2016 and also serves as Principal in the Insurance Advisory Services group at Brown Smith Wallace. As an independent consultant, he can deliver an unbiased recommendation without an affiliation to any one particular insurance agency. His areas of expertise include property and casualty insurance as well as medical benefits consulting. He is knowledgeable at analyzing insurance costs and providing cost reduction recommendations. Additionally, he provides specific cost savings advice related to claims processing, captive insurance company options, safety programs and self insurance.

Prior to joining Brown Smith Wallace, Bill served as vice president of risk management and benefits for The May Department Stores Company for over 20 years. He was responsible for the development and execution of all insurance/self insurance programs, including the management of the claims self administration unit and two captive insurance subsidiaries. He also served as senior vice president and Midwest retail practice leader for Marsh USA where he was responsible for the management of Marsh’s retail insurance business in the Midwest and oversaw programs for some of the largest retailers in the United States.

Bill earned his Bachelor of Arts degree in Psychology from Western Connecticut State University and a MBA in Finance from the University of Connecticut. He is a Chartered Property Casualty Underwriter (CPCU).

Marnix L.K. Guillaume

Marnix is a macro-economist with 30 years in international brokerage and consulting expertise, specializing in analysis of transnational issues and their impact on a parent company, as well as assisting companies to analyze and manage risks in foreign countries. Having worked in the U.S., Europe, Latin and South America, he has also helped local governments build financial structures to protect their assets.


Marnix began working in the USA in 1963 as a teacher and subsequently held a variety of senior positions in insurance brokerage, including Vice President of Alexander & Alexander and Chairman of Willis Corroon International.

Marnix retired from Willis Corroon in 1999 and started his own consulting firm, ISIS LLC. From 2000 until 2004, he worked as a Senior Consultant to AXA-RE South America.

Born in Bruges, Belgium, Marnix is fluent in English, French, Dutch, German and Spanish.

Ellen Shew Holland

Ellen Shew Holland is a senior risk advisor at Hanover Stone Partners and head of the Higher Education practice. She joined the firm in 2018, bringing over two decades of leadership experience in all aspects of risk management.  She is also the president of Strategic Risk Frameworks, LLC.


Based in Plano, TX, she most recently served as associate vice president and chief risk officer for Southern Methodist University (SMU), a position she has held since 2014. She provided executive-level leadership of the university’s strategic risk and insurance management, emergency management, business continuity, and environmental health and safety programs.


Previously, she was with Oregon University System (OUS), where she created the first self-insured risk management program for the state’s seven public universities, which subsequently became the Public Universities Risk Management & Insurance Trust (PURMIT). 


Ellen earned a B.S. degree in agricultural economics from Purdue University, a M.S. degree in finance from the University of Denver Daniels College of Business, and the Associate in Risk Management (ARM) professional designation. She is currently completing work to attain the Certified Information Security Systems Professional (CISSP) designation.

Nancy L. Kelly

Nancy is a human resources professional with exceptional business acumen and a proven track record in aligning people strategies with business objectives. In her current role, she provides human capital consulting and implementation expertise to business challenges, resulting in outcomes that impact the bottom line.

Previously with QBE Americas, she was Chief Human Resources Officer where she established the Human Resources organization in the United States and Latin America and led all areas of Human Resources for the region. Additionally, she partnered with European Operations and Australia Head Office on corporate-wide global initiatives.

Nancy served as a member of the Executive Management Board, the ERISA Benefits Committee and the Global HR Directors Leadership Team.

Prior to QBE, she was Director of Human Resources & Administration at XL Capital Assurance as well as positions with General Reinsurance Corporation, Group Health Insurance (GHI), and Frank B. Hall.

Larry Lund

Larry Lund, who joined Hanover Stone Partners as a senior risk advisor in 2013, has 31 years of experience in insurance brokerage and risk consulting. Located in Chicago, Mr. Lund focuses on client service and business development for Hanover Stone Partners throughout the U.S. Midwest.

Before joining Hanover Stone Partners, Mr. Lund was a managing director at Marsh. He also served with Johnson & Higgins and held leadership positions in a variety of risk and insurance disciplines at both firms.

Over the course of his career, Mr. Lund has been responsible for large and middle-market account management and insurance placement, analytical services with respect to collateral requirements, retrospective rating adjustments and arranging multi-year program buyouts, as well as alternative risk solutions including the establishment and utilization of captive insurance facilities.

A graduate of DePauw University where he earned a B.A. degree in Economics, Mr. Lund also earned the Associate in Risk Management (ARM) professional designation. He is a former member of the Executive Advisory Board of Illinois State University’s Katie School of Insurance and currently serves as a volunteer director of the Western Golf Association (Evans Scholar Foundation).

Brad Maurer

Brad Maurer, a senior risk advisor of Hanover Stone Partners, has more than 25 years of experience in environmental risk management, including professional and contractual liability programs in the construction and environmental industries, guaranteed fix-price remediation (GFPR), environmental liability transfer and contaminated real estate development. 

An attorney, Mr. Maurer joined the firm in 2018. He concurrently is  a risk management consultant and technical advisor with respect to the placement of environmental insurance policies and an expert witness for environmental claims disputes at American Risk Management Resources LLC. 

During his career, he has held a number of senior environmental insurance underwriting positions, including underwriting director at Kemper Environmental and managing underwriter with ECS Underwriting (now known as XL Environmental). 

He also was general counsel for Sovereign Consulting, Inc., an environmental services firm specializing in contaminated site remediation, and was counsel and principal to RE Invest Solutions LLC, a brownfield redevelopment company.

Earlier, he was vice president and head of the Environmental Risk practice at Johnson Kendall & Johnson. Prior to that was senior vice president, Frenkel & Co., Inc., providing environmental risk management services to U.S. and European engineering, industrial and real estate development firms. 

Joseph A. Milan

Dr. Milan is a senior advisor and also serves as Principal of JA Milan and Associates, LLC providing Enterprise Risk Management consulting. Throughout his career, he has demonstrated the ability to use cutting edge strategies to convert risk into opportunities that create long-term enterprise value. This includes conducting quantitative analysis and data driven development of value added solutions for clients; and traditional risk management for commercial real estate clients with an emphasis on multifamily properties.

Prior to forming JA Milan and Associates, Joseph held senior leadership positions including Vice President and Chief Risk Officer of UDR, Vice President and Risk Manager of AIMCO, both among the largest multifamily real estate investment trust in the U.S.

Prior, Joseph held a variety of positions including Director of Insurance Operations and Senior Risk Analyst at Apartment Investment and Management Company and was a member of The Risk Management Society ERM Committee.

Edward Molloy

Eddie brings 30 years of experience to his current role as Senior Managing Director of Advent Cat Risk, specializing in financial protections and loss mitigation for emerging “bet-the-company” type risks. Eddie has significant Federal Government experience and is currently consulting on the implementation of the Patient Protection & Affordable Care Act.

Previously Eddie led Aetna’s Corporate Risk Program overseeing insurance, reinsurance and risk financing, and reporting directly to the Board. He also implemented an ERM program based on COSO and was a key player in numerous acquisitions.

He was a founder of Aetna’s captive subsidiary, Aetna Risk Indemnity Company, and served as President for sixteen years. Eddie also served on Aetna’s Capital Council and on two of Aetna’s subsidiary boards.

Previously, Eddie was with Northeast Utilities. Concurrently, Eddie served on behalf of the U.S. with the International Atomic Energy Agency’s OSART Inspectorate.

Sheila Mulrennan

Featured in a Business Insurance survey of "100 Leading Women", Sheila is the nation's foremost specialist in historic insurance reconstruction. Under her direction, IAG has pioneered many of the methods now commonly used to reconstruct missing policies.

As corporate legal liabilities have escalated, Sheila has broadened the scope of IAG's services to include the reconstruction of an entire portfolio of historic insurance assets. In addition to discovering evidence of missing policies, IAG often designs customized software to organize key insurance records in accessible and user friendly systems.

Sheila has published numerous articles appearing in Coverage, an American Bar Association publication, The John Liner Review and The Bureau of National Affairs among others. Sheila has also been featured in Fortune Magazine "On the Rise", the Financial Times, Newsday and the Washington Times and appeared in productions by the BBC and CPCU.

John G. Oros

John is President of The Oros Group LLC, a risk management and treasury consulting firm he founded in 2009. Previously John was Risk Management, Compliance Officer and Treasurer at Enodis Corporation and Assistant Treasurer at the Continental Can Company.


John was involved in the initial development of the Association for Financial Professionals (AFP), serving on its Board, and chaired the Certification and Editorial Advisory Board committees. He was instrumental in the development of the AFP’s Certified Cash Manager credential and testing process and served on the Board of Directors of the National Safety Council. He is currently a member of the Board of Fellows at the University of Tampa, serving on its Development Committee and Facilities Committee. John serves on the Risk and Insurance Management Society (RIMS) Standards Consensus Group and is a member of the AFP and Financial Executives International (FEI).

Donna M. Pankotai

Donna M. Pankotai joined Hanover Stone in 2016 and brings three decades of experience in risk management and commercial insurance. During the course of her career, she has held senior positions in global client management and risk consulting with leading insurance and reinsurance brokerages.

She operates her own risk management consultancy and serves on the faculty of the National Alliance for Insurance Education & Research. Most recently, she was a senior vice president with EWI, a reinsurance brokerage subsidiary of Contran Corporation. In this role, she was instrumental in the establishment of the company’s in-house retail broking capability in addition to leading strategy, placement and administration of the worldwide insurance program.

Earlier in her career, she held a series of leadership positions in client management with insurance brokerages, including senior vice president with Lockton Companies and Aon Corporation, and was an assistant vice president with Sedgwick.

Paul Petrylak

Paul Petrylak joined HSP in 2016 and has more than 20 years of experience in risk management, insurance and reinsurance, including the creation and application of innovative financial solutions. Previously, as president, CIT Insurance Services, he deployed diverse risk management strategies - including captives, residual value, trade credit and credit risk - to address inherent banking business risks.


Earlier, he held a number of senior positions at JPMorgan Chase Bank, including CEO of Chase Insurance Group. In this role, he started a fixed-annuity company with sales in excess of $1.5 billion and expanded utilization of on-shore and off-shore captives to help mitigate credit risk. 


A past president and chairman of the American Bankers Insurance Association, Mr. Petrylak earned a B.S. degree in industrial engineering from Columbia School of Engineering & Applied Sciences and a M.B.A. in finance and accounting from Columbia Business School.

Guy F. Ragosta

Guy brings nearly two decades of experience in captive management, as well as extensive executive leadership and financial management skills to his current role as Chief Executive Officer and Partner of The Towner Management Group’s U.S. operations.

Previously he was the CEO of Marathon Health, a benefits consulting group with locations throughout the U.S. and also Regional Executive Director of Willis’ Captive, Actuarial, Pooling Solutions (CAPS) division.

Prior to Willis, Guy served as the Director of Financial Services to the Vermont captive insurance industry for KPMG Peat Marwick and was associated with Ernst & Young for 12 years where he served in a variety of tax management and consulting positions. He was Ernst & Young's Director of Tax Services for the Burlington, Vermont office. While at Ernst & Young, Guy was a Senior Tax Advisor to companies in the telecommunications business.

Richard Resnick

Richard brings more than four decades of insurance experience to his current role as Founder and President of Project Risk Consultants, dedicated to construction risk management. He is a highly regarded expert in project-related risk and insurance, including the design and development of wrap-up insurance programs.

Previously, he was a National Program Executive for Aon's Construction Services Group. He also served as Regional Wrap-Up Practice Leader for The Willis Group and was a Senior Vice President and Director of Tanenbaum-Harber's wrap-up group. Earlier, he held positions in the construction practices of The Allied Group and Johnson & Higgins and is the 2014 recipient of IRMI’s “Words of Wisdom” award.

A frequent lecturer, he taught classes for The Nassau County Insurance Agents Association and the Pohs Institute Licensing Program. He also served on the faculties of Hofstra University and St. John's University.

Agustin (Gus) V. Reyes

Since April 2007 Gus has been the Principal/President of Independent Risk Management Advisors LLC (IRMA) providing a variety of consulting services including program reviews; risk evaluation; claim audits, analysis of claim reserves and practices; captive feasibility studies, captive performance reviews and expert witness testimony.

Previously, Gus held several senior management positions at Bacardi-Martini, Inc. in Miami Florida and was Vice President / Director of Risk Management; President/Chairman of Pitts Bay Captive Insurance Company; and President/Chairman of Martininsurance Teoranta. Prior to joining Bacardi, Gus was a Vice President with with Sedgwick Insurance Brokers Assistant Vice President and Claim Manager

Prior, Gus was a Regional Claims Manager at Midland Insurance Company, Claims Adjuster with The Travelers Insurance Company, and a Medical Claims Examiner with Blue Cross/Blue Shield. He received a Bachelor of Science from St. George’s School in Havana, Cuba.

John F. Riley

John F. Riley has over 40 years of industry experience in risk management, risk consulting and claims adjustment. This includes managing risk for a global business information organization, an auto rental and leasing operation, as well as providing consulting services as part of a major consulting practice. John’s specialty expertise includes self-insurance and single parent captives, global programs, internet cyber risk, acquisitions and divestitures, and claims management.

John served for 19 years as Director of Risk and Insurance Management for The Dun & Bradstreet Corporation. Prior to D&B, John was Senior Manager at Ernst & Whinney and also worked for The Hertz Corporation, which he joined as Claim Manager and became the company’s Director of Insurance & Safety. John began his career in insurance and risk management at Allstate Insurance Company, where he served for 13 years in claims management.

Michael Scott

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An attorney, Michael Scott brings more than two decades of leadership experience in risk management and insurance, including extensive work with captives. Previously, he was vice president, Insurance & Risk Management at Archer Daniels Midland Company (ADM) and president and general counsel of Agrinational Insurance Company, ADM's captive. During his tenure, Agrinational become one of the first captives to receive U.S. Department of Labor approval to reinsure employee benefits.


Earlier, Mr. Scott was a corporate attorney for State Farm Insurance Companies. He is a graduate of the University of Illinois and of Southern Illinois University Law School.

David Seibert

David Seibert is a senior risk advisor of Hanover Stone Partners. Based in St. Paul, MN, he joined the firm in 2016, bringing 30 years of experience in risk management, finance, and information systems management.


During the course of a career that has spanned multiple industries, Mr. Seibert has been extensively involved in the development and implementation of various enterprise risk management (ERM) tools and techniques including risk indices, balanced scorecard integration, visualizations for board reporting, cyber-security assessment methods, and regulatory reporting.

Mr. Seibert earned a B.S. degree in finance and economics, and a M.B.A. in finance from the University of Minnesota’s Curtis L. Carlson School of Management.

Judy Selby

Judy Selby, a senior advisor at Hanover Stone Partners, LLC, provides strategic advice to companies and corporate boards on issues related to commercial insurance, cybersecurity and related risk transfer, and compliance.


An attorney, she joined Hanover Stone Partners in 2017, bringing more than 25 years of experience handling large scale, complex first- and third-party insurance coverage litigation and arbitrations, as well as coverage gap analysis and insurance policy drafting.

Gregory V. Serio

Greg served as the 39th Superintendent of Insurance for the State of New York. During his tenure, New York State saw substantial declines in the cost of automobile insurance, the success of a nationally-recognized health insurance program for the working uninsured, the growth of captive insurance companies as a meaningful alternative to traditional insurance programs, and the commencement of wide-ranging investigations into insurance carrier and broker activities.

Greg was significantly involved in New York State's and the insurance regulatory community's response to September 11th and served as a member and NAIC representative on the Financial Services and Banking Information Infrastructure Committee of the United States Treasury. He served as the Chairman of the NAIC's Government Affairs Task Force where he led the NAIC's Washington office on the U.S. House Financial Service's Committee SMART legislation on modernization of insurance regulation and discussions on the Terrorism Risk Insurance Act.

Erik M. Severeid

Erik has more than three decades of experience in international insurance broking and risk advisory services. Most recently, he was Director of Strategic Development and International Practice Leader at Rutherfoord International. In addition to working directly with clients that had international exposures, he was responsible for the firm’s international placement activities and establishing and maintaining relationships with partner insurance brokerages and networks on a worldwide basis. Previously, he was Marsh’ Managing Director and Northeast Region International Practice Leader.

Erik began his career with Alexander & Alexander and subsequently as International Client Manager for Johnson & Higgins residing in France, Germany and Denmark.

A licensed instructor of the continuing education course on “Multinational Risk Solutions,” Erik is a Partner Committee Member of the Worldwide Broker Network (WBN). In addition to English, he speaks Norwegian, Swedish, Danish, and French.

Kathleen Sheehan

Kathleen has 40 years of consulting, insurance brokerage and accounting/auditing experience in large account management with global insurance brokerage firms; risk management/analytical consulting; corporate accounting and external auditing of casualty insurance companies with a first-tier global accounting firm.

Kathleen is currently Principal of KJS Professional Resources providing a variety of financial modeling service including loss analysis, reserving, cost allocation, data management, income statement and balance sheet modeling for captive insurance companies and other types of business ventures.

Previously Kathleen was Senior Vice President and Manager of the Wrap-Up Construction Group for Marsh,Texas; Senior Vice President at Aon Risk Services; and Vice President at Alexander & Alexander.

Kathleen also held positions with Tillinghast, Nelson & Warren in addition to being an auditor at Ernst & Whinney.

Kathleen has a BBA in Accounting from Texas Tech University and is a Certified Public Accountant.

Philip Stevens

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Philip Stevens has devoted nearly three decades of his 40-year insurance career on captive insurance company formation, reinsurance and captive management. He concurrently leads Rowayton Risk Consulting, a firm he founded in 2013 that provides a wide range of captive advisory services.


Previously, he was managing director of Marketing and Client Services for Amplitude Reinsurance Company of Delaware, LLC, a captive cell facility. Earlier, he was with AIG Insurance Management Services as vice president of the captive management group, and prior to that was with Aon where he managed the firm's rent-a-captive operations in Bermuda and Cayman, among other captive responsibilities. He earned a B.A. degree in English from Denison University and holds the ARM designation.

Thomas P. Stokes

Tom has 30 years of experience in risk management, with a specialization in captive insurance management, risk financing, and corporate taxation.

In addition to serving as a Hanover Stone senior advisor, Tom is a Principal at JLT Towner, heading the company’s consulting practice. Prior, Tom was Managing Director and Practice Leader of Risk Finance Consulting at Aon Global Risk Consulting (AGRC). He previously served as Managing Director for Willis where he was responsible for developing and marketing captive insurance company solutions for corporations and high net-worth individuals, as well as establishing captive offices and implementing an expanded North American captive consulting practice for the company.

Before Willis, Tom spent three years with PricewaterhouseCoopers as Tax Principal Consultant; served as Senior Manager with KPMG Peat Marwick; and was a Corporate Tax Director for the Hartford Steam Boiler Inspection & Insurance.

Craig Sutherland

Craig Sutherland, President of the James F. Hurley Insurance Agency Corporation, joined the company following a 26 year career with Willis of New York.

A graduate of Northeastern University, Craig started his career in the claims department of a major insurance company before joining Corroon & Black, a predecessor company to what is now Willis. He most recently served as Executive Vice President, Sr. Client Advocate and a member of the Executive Management Committee, and managed a significant book of multinational clients across many industry segments.

Joining Hurley Insurance in late 2006, Craig added his expertise to the agency’s 25 experienced professionals. The agency has long held appointments with many of the finest insurance companies and maintains relationships with a network of insurance organizations, giving the agency access to virtually any insurer in the world and enabling us to draw upon a wide range of expertise for our clients.

Akos Swierkiewicz

Akos has over 40 years of experience in property and casualty insurance and reinsurance underwriting, management, company startup, marketing and product research and development. In addition to his role as a Hanover Stone senior advisor, Akos founded his own firm, IRCOS, LLC in 2000 to provide insurance and reinsurance consulting and outsourcing services, including company startup and runoff, arbitration, mediation and expert witness services, feasibility studies, product research and development, policy reviews and underwriting audits.

Prior to IRCOS, LLC, Akos was Senior Vice President at Kemper Casualty Insurance Company where he established its property department. Akos had a key role in the startup of SOREMA N.A. Reinsurance Co. as its Senior Vice President and Chief Underwriting Officer.

He began his career at INA’s international operations and subsequently served as Vice President of Construction & Energy for CIGNA (after INA’s merger with Connecticut General),; and Senior Vice President of Research and Special Risks at SCOR.

Barry Thompson

Barry E. Thompson, a senior risk advisor of Hanover Stone Partners, leads the firm’s WorkersComp Guard (TM) practice, a dedicated, national practice group that helps employers manage workers’ compensation costs. A widely recognized thought leader in workers’ compensation, Mr. Thompson has devoted his entire career to claims management; his innovative approaches and technology-based solutions have enabled employers in multiple industries, government entities and nonprofits to manage and reduce their workers’ compensation costs.  
For the past 15 years, he has been president of Risk Acuity, LLC, a national consulting firm he founded that specializes in workers’ compensation. Previously, he was National Practice Co-Leader with Deloitte for five years and co-founded the firm’s National Disability Management Services Unit.
Earlier, he was vice president and managing consultant with Aon, where he was among the founders of the Aon Management Institute, a practice built around workers’ compensation cost containment and education. He began his career with Liberty Mutual where he became senior claims adjuster before joining Marsh in 1986 as assistant vice president and claim account representative. He also served as a claim manager with Air Express International.
Mr. Thompson earned a B.S. degree in communications and public relations from Syracuse University. 

Fred Travis

Fred Travis has more than 30 years of risk management and finance experience, including extensive work in enterprise risk management (ERM) initiatives for a range of businesses and nonprofits.  Based in St. Louis, he joined Hanover Stone Partners as a senior advisor in 2013.  In 2014, Fred joined the University of Missouri’s Trulaske College of Business as Director of the Risk Management & Insurance Program and Assistant Teaching Professor of Finance.  

Fred spent more than 25 years at Anheuser-Busch Companies, Inc. in various finance and risk management positions.  As Director, Corporate Safety & Risk Management, Fred was responsible for all aspects of risk management, safety, and loss control for worldwide operations of the beverage, food, and entertainment giant.

Fred earned an MBA in Finance with highest honors from the University of Pittsburgh and a Bachelor of Arts in Philosophy from Allegheny College.  He has presented at numerous national and regional conferences and seminars and authored papers on a variety of Risk Management topics.

Frank "Skip" Treco

Frank “Skip” Treco is a senior risk advisor with Hanover Stone Partners. He joined the firm in 2018, bringing more than 36 years of experience in the insurance industry, including several leadership roles at insurance brokerages.


Based in Indianapolis, Mr. Treco most recently was a senior vice president of Aon Risk Solutions in Indianapolis responsible for new business production and client relationship management. Earlier, he was president and CEO of Indianapolis Operations at Hylant Group.


From 1990 to 2007, he was with Marsh where he held positions of increasing responsibility, culminating with a 10-year tenure as managing director and head of the Indianapolis office. Mr. Treco began his career in 1982 with Johnson & Higgins in Cleveland, initially working in commercial lines and leading the middle market practice. He became sales leader for the Cleveland office before joining Marsh in 1990.

C. Jeffrey Triplette

Jeff has more than 35 years of experience with industry expertise in the global operations of nuclear, natural gas and electric businesses, both regulated and unregulated; energy trading; joint-venture power plant construction and operations, as well as the real estate sector. He specializes in managing captives; captive investments; security/crisis management and business continuity planning; complex claims recovery; OCIPs/CCIPs; M&A and divestitures; and the acquisition/valuation and disposal of real estate.


Previously Jeff was Vice President – Continuity, Insurance & Security Services for Duke Energy and served as President and CEO of the captive insurance unit Bison Insurance Company Limited. He was also elected Chairman of the Board of Directors for sEnergy Insurance Ltd., in addition to being elected to the Board of Directors of both Oil Insurance Limited (OIL) and Oil Casualty Insurance Limited (OCIL) while serving on the executive and compensation committees.

Edward G. Troy

Ed has held executive leadership roles at several global risk management services companies during his 40-year career. In 1999 Ed created Ed Troy Associates where he currently serves as President and Chairman. His firm provides risk management consulting to major brokers, insurers and national clients.


Previously Ed served as Chairman and CEO of GAB Robins, where he guided the company through a cultural shift to achieve profitable growth, enhanced revenue and improved margins. He spearheaded the acquisition of a major French competitor in 2008 and led the sale of a significant portion of the company to a private equity investor.

Ed also served as President of ESIS, Inc. and ACE USA Regional Executive Operations, leading nine ACE Insurance Regions. Under his leadership, ESIS recorded consistent profitable growth, improved margins and record earning, making it a market leader.

Peter G. Viscardi

Peter has more than 35 years of risk management experience, including positions with Fortune 500 companies, such as Arlen Realty Group, Otis Elevator Company, Studebaker-Worthington, Inc. and Fortune Brands, Inc. (formerly American Brands).

Currently, Peter is Principal at Viscardi Risk Consulting and previously served as Senior Manager for Ernst & Young in its Insurance and Actuarial Advisory Services practice; Director, Risk Management & Environmental Affairs at Fortune Brands, Inc. where he was also a member of the Capital Appropriations Committee and served as a Director and Vice President of 1700 Insurance Company Ltd. He also served on the Underwriting Committee and as an Alternate Director of Corporate Officers and Directors Assurance (CODA). Before joining Fortune Brands, he held the position of Corporate Risk Manager for Studebaker-Worthington, Inc., and served as Executive Vice President and Chief Operating Officer of the Company’s captive insurance division.

David P. Wehner

Concurrent to his role as a senior advisor at Hanover Stone Partners, David joined Ostroff, Hiffa and Associates, Inc. in January of 2011 and brings 25 years of federal and state government experience to his clients. David specializes in insurance, labor, workers compensation and business development.

David served as the Executive Director of the New York State Insurance Fund and Chairman of the New York State Workers Compensation Board. Prior to that he served as Executive Deputy Commissioner of the New York State Department of Labor. He also served as Media Director to United States Senator Alfonse M. D’Amato.

David has had leadership rolls with numerous labor and workers compensation associations including President of the National Association of Government Labor officials and the NY Claims Association, Workers Compensation Bar Association and State University of New York.

Debbra Zucker

Debbra brings 20 years of experience, including senior positions in corporate risk management and insurance brokerage.

As the Global Liability Risk Manager for PepsiCo, she managed casualty, excess liability and aviation exposures and also led the department’s financial planning and actuarial processes, including Sarbanes-Oxley compliance. Debbra also served as Director of the company’s two wholly owned captives.


She began her career with Marsh and later joined Willis Risk Solutions, rising to Senior Vice President/Client Advocate and Senior Casualty Broker. For more than a decade, Debbra focused on developing solutions for complex liability exposures, including those involving clients in energy, chemical, utility, pharmaceuticals, and consumer products. While at Willis, she also worked on the Kohlberg Kravis Roberts & Co. L.P. (KKR) portfolio of companies, providing deal-related due diligence, integration strategy, as well as divestiture planning and execution.

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